One primary benefit of using UPI is that it eliminates the hassle of entering the IFSC code, net banking credentials, and account numbers. If you forget it, you cannot make financial transactions. However, you can easily change or reset it online if you forget it.
First, open the app and move to the profile or settings option. Choose the bank account and click on ‘Change UPI PIN’. Enter your current UPI PIN and select the Aadhaar-based authentication option. Verify your identity by entering the OTP received on your registered mobile number from the UIDAI and bank. Once done, the UPI PIN resets so that you can seamlessly carry on online transactions. Unified Payments Interface, or UPI, is a type of payment system developed by the National Payments Corporation of India (NPCI).